Cloud platform for insurance — DORA-aligned, AI-ready, sovereign
Open-source Cozystack (a CNCF project we create and maintain) →Ænix Platform, the supported commercial distribution →Aenix builds, operates and migrates it.
Aenix builds cloud platforms for insurance carriers and reinsurers that must satisfy DORA (in force across the EU since January 2025), per-market data-residency rules, and ICT third-party concentration scrutiny while adopting GenAI for claims processing, underwriting, and fraud detection. The foundation is Cozystack, an Apache 2.0 CNCF project that runs virtual machines and containers on one Kubernetes API using KubeVirt, Cilium eBPF networking, and LINSTOR/DRBD storage, with Tenant-CRD multi-tenancy mapping to DORA Article 28 business-unit separation. On top, Aenix sells the productized Ænix Platform plus implementation services, giving insurers a sovereign, audit-ready, AI-capable platform with no per-CPU or per-core licensing instead of bolting compliance and AI onto public cloud.
Quick facts
What it isA DORA-aligned, sovereign, AI-ready cloud platform for insurance carriers and reinsurers, built on Cozystack and delivered as the Ænix Platform plus services.
LicenseApache 2.0 (no per-CPU / per-core licensing)
StatusCozystack is a CNCF project (Sandbox since 2025-02-28; Incubating expected late summer 2026)
Who it's forInsurance carriers, reinsurers, and insurance groups across the EU, DACH, and Central Asia
Regulatory fitDORA (in force since January 2025), including Article 28 ICT third-party and business-unit separation controls, plus per-market data-residency requirements
Key capabilityVMs and containers on one Kubernetes API (KubeVirt), Tenant-CRD multi-tenancy, Cilium eBPF networking, LINSTOR/DRBD storage, and sovereign AI for claims, underwriting, and fraud-detection workloads
Commercial offeringÆnix Platform tiers: Basic $1,250/mo (10 nodes), Standard $3,000, Plus $5,500, Enterprise custom
Insurance carriers and reinsurers in 2026 face overlapping pressures: DORA enforcement (in force January 2025), GenAI-driven claims-processing transformation, sectoral regulator scrutiny on ICT third-party concentration, and increasing data-residency requirements per market. The architectural answer is a coherent platform with sovereignty, audit-readiness, and AI capability built in — not bolted on.
Ænix builds platforms for insurance organizations across the EU, DACH, and Central Asia.
VMs and containersClaims, underwriting, fraud-detection AI
run on
Ænix Platform
Private Cloud PlatformAI Platform
built on
Cozystack
One Kubernetes API (KubeVirt)Cilium eBPFLINSTOR/DRBDApache 2.0, CNCF
separates business units via
Tenant-CRD multi-tenancy
Maps to DORA Article 28
DORA Article 28 with a group structure — insurance and reinsurance undertakings are financial entities under DORA, and the ICT third-party and separation controls have to hold across carriers, MGAs and shared service companies inside one group.
AI on claims and underwriting data — claims triage, underwriting and fraud detection are the workloads insurers want on GPUs and cannot send to a public model endpoint.
Per-market residency for a multi-market book — a carrier writing in several member states inherits several residency rules for the same policy administration stack.
The cost and VMware-exit triggers are common to the whole sector; those are covered on financial services.
What runs on Cozystack in insurance
Insurance engagements sit in the same NDA cohort as the bank work, with naming permitted from mid-2027. Nine deployments are written up in full, anonymized by contract but with architecture and figures intact.
"Running Nuvolos on sovereign bare metal meant we needed hyperscaler-grade multi-tenancy without the hyperscaler. Cozystack delivered exactly that — isolated tenants, shared GPUs, KubeVirt for legacy workloads — and it's why we can promise our customers infrastructure control, not just a workspace."
Alexandru PopescuCEO, Nuvolos
"Aenix has been a true partner in building Hikube, our Swiss sovereign cloud. Their technology is rock-solid, but what really sets them apart is how closely they listen and the quality of their support, always responsive, always invested in our success. As Hikube has grown, Aenix has grown with us. It's a partnership in the fullest sense."
Matthieu RobinCEO, Hidora & Hikube
"Cozystack has the energy of a young project and the strength of a mature platform — a rare and rather dangerous combination for the old guard. Ænix maintains it with the mindset of a hungry startup: they listen, move fast, and solve customer problems instead of sending them into a support maze."
Qasym MajenFounder, QOSI — Qazaq Open Source Initiative
"Cozystack is a powerful platform, but Ænix is what lets us squeeze every last bit of value out of it. Their team knows the product down to the source code, responds within minutes rather than days, and treats our roadmap as if it were their own. With Ænix behind us, we ship new managed services faster and sleep better — the platform just keeps running."
Evgeniy KozhukhovskiyCEO & Founder, Kubeone
"Working with Ænix feels less like buying support and more like gaining an engineering partner. They bring serious product and platform expertise to every conversation, flag risks before they become incidents, and help us turn Cozystack into real business results: shorter time-to-market, predictable operations, and infrastructure costs we can finally plan around."
SFSergey FedenyakCEO & Founder, Gohost
"Cozystack helps us stay agile and spread opensource as far as we can reach."
Tamerlan AbuFounder, QOSI — Qazaq Open Source Initiative
Ænix is the team behind Cozystack (CNCF Project), and we offer Ænix Platform — our commercial productized offering based on Cozystack, Kubernetes Certified Distribution.
Frequently asked questions
Is insurance in scope for DORA, and how does this platform help?
Yes. Insurance and reinsurance undertakings are financial entities under DORA, which has been in force across the EU since January 2025. The platform provides a regulated cloud foundation with audit-readiness and Tenant-CRD separation that maps to DORA Article 28 ICT third-party and business-unit controls.
Can we run GenAI on sensitive claims and underwriting data without sending it to a public cloud?
Yes. The AI Platform runs claims-processing, underwriting, and fraud-detection AI on private LLM infrastructure inside your own sovereign environment, keeping regulated insurance data on infrastructure you control rather than a public-cloud AI service.
What is the platform built on?
Cozystack, an Apache 2.0 CNCF project created by Aenix. It runs VMs and containers on one Kubernetes API using KubeVirt, Cilium eBPF networking, LINSTOR/DRBD storage, and Tenant-CRD multi-tenancy. Aenix sells the productized Ænix Platform and services on top.
How does this help insurers exit VMware?
Cozystack runs both virtual machines and containers on one Kubernetes API via KubeVirt, so existing VM workloads migrate onto a single platform. Its Apache 2.0 license has no per-CPU or per-core fees, removing the VCF subscription cost pressure many insurers face.
Where does Aenix operate for insurance clients?
Aenix builds platforms for insurance organizations across the EU, DACH, and Central Asia, supporting per-market data-residency requirements for multi-jurisdictional carriers and reinsurers.
What does it cost?
The Ænix Platform is offered in tiers: Basic at $1,250/mo for 10 nodes, Standard at $3,000, Plus at $5,500, and Enterprise on a custom basis. Cozystack itself is open source under Apache 2.0 with no licensing fees.
Ready to talk?
Book a 30-minute discovery call — no commitment. We confirm fit, the right platform, and the next steps.
Alexandru PopescuCEO, Nuvolos
